Bridging the gap in elective care.

We worked for one of the largest retailers in the country and during our travels we noticed a recurring theme, the middle-class workers who we met were skipping out on care even though they had health insurance.

The reason why surprised us.

The number one driver of bill payment problems today is cost-sharing in high-deductible plans, which constitute about 25% of the privately insured, up from just 8% in 2009. The average deductible, or out of pocket cost before a patient can see a doctor, is up 255% in just 10 years to $1,077 on average for a covered worker. Even for those with insurance, it’s become too expensive to see a doctor.

We’re going to fix that.

Team

Garrett Smallwood
Garrett Smallwood
Co-founder & CEO
× Garrett most recently held leadership roles at Pillow Homes and Redbeacon (Acquired by The Home Depot), where he helped it scale nationally into 1,600 Home Depot stores, supporting 340,000+ Associates, and millions of customers. Garrett is an Ironman finisher (140.6), has swam with the sharks from Alcatraz, and completed the Tahoe Death Ride (129/15k).
Tyler Quiel
Tyler Quiel
Co-founder & COO
× Tyler was previously Senior Product Manager and led Growth for Home Depot Services and Redbeacon, responsible for $70m in top-line revenue. Previously Tyler was the Founder of Tuiel, visited by hundreds of thousands of monthly users. Tyler is an avid weekend warrior; you’ll find him climbing Kilimanjaro, finishing a sub-4 hour marathon, or backpacking in more than 50 countries.
Mazi Arjomand
Mazi Arjomand
Co-founder & CTO
× Mazi attended Santa Clara University for both a Masters Degree and B.S. in Computer Science and Engineering. Mazi has spent time at Agawi (Acquired by Google) and Redbeacon (Acquired by The Home Depot) as a Full-Stack Engineer and Tech Lead. He’s an avid climber, chef, and skier.
Richard Lewis
Richard Lewis
CRO & Head of Capital Markets
× Richard joins Finrise from Vouch Financial where he served as CRO/CEO. Previously, Richard was Group Risk Officer, Consumer at Bank of the West, Chief Compliance Officer at Washington Mutual, EVP and CCO at Providian Financial, and VP, N. American Consumer Credit at Ford Motor Credit Company. Prior to that, Richard spent 10 years at Fair, Isaac & Company (FICO), after graduating with a Masters in Mathematics from the University of California, Berkeley.
Dr. Zachary Landman
Dr. Zachary Landman
Medical Director
× Dr. Landman's expertise is in building data driven healthcare solutions. He holds a research appointment at Harvard Business School and serves on the clinical advisory board for Castlight Health (NYSE). Previously, Dr. Landman was the Chief Medical Officer for DoctorBase (acquired by Kareo), an early innovator in patient communications technology. He conducted his medical training at UCSF and Harvard Medical School and currently practices with Sutter Health. He is an Ironman, a 2 hour and 50 minute marathoner, and Western States 100 finisher (18:44).
Iana Harsono
Iana Harsono
Senior UX/Visual Designer
× Iana most recently led UX, UI, and Visual Design at Redbeacon, where she joined prior to acquisition. Iana has designed experiences for millions, including Redbeacon core, Home Depot Pro, and RB Mobile. Iana attended CSU Chico and UC San Diego with a specialty in UX. Iana is a dog lover and proud Vetary spokesperson with her two miniature poodles, Floppy and Hazel. When Iana isn’t changing the world of healthcare, you can find her selling custom jewelry on Etsy, cycling, and covering songs on her 80s keyboard.
Michal Krupa
Michal Krupa
Software Engineer
× Michal (Mee-How) joins Finrise with a string of incredible accomplishments, including Trulia (first and youngest engineer intern), placing #1 in the Chase Bank hackathon while at U of I, and two of his own startups, including InCaptus, which helped physician experts manage industry collaborations. When he’s not getting tweeted by Mark Cuban, you can find Michal cooking, sailing, and attending outdoor music festivals in the warm California sun.
Bryan Eslinger
Bryan Eslinger
Software Engineer
× Bryan has a passion for solving extremely hard problems. After graduating from NYU with an excellence in mathematics for his work in abstract algebra and group theory, Bryan worked in Architecture, with involvement in more than 11m sq. ft. of commercial real estate. Bryan has scaled inventory management systems to hundreds of thousands of users and built call routing systems from scratch. Bryan has lived in Germany, NM, FL, NY, NV, and CA. Weekend warrior Bryan is an avid climber, aspiring to join the Adirondack 46er club (currently 26/46).
Kristin Williams
Kristin Williams
Customer Service Operations Manager
× Kristin is passionate about making a positive impact on people's lives. Kristin joins joins the Finrise team from Prosper Marketplace where she was a Training Manager for loan operations. Prior to moving to San Francisco she worked at Pacific Life in the Annuities and Mutual Funds division, ensuring client success as an Account Manager. Originally from Southern California, Kristin officially migrated north in 2012, but she’d never abandon her home teams - Go Angels/Chargers! Fun fact: she has been to more than 40 Dave Matthews Band shows.
Ashley Nguyen
Ashley Nguyen
Online Marketing Specialist
× Ashley most recently held marketing positions at Adobe (NSDQ: ADBE), where she spent the last several years in employee communications and content teams working on Adobe’s intranet, blogs and internal communications. Prior to that, she worked in sales operations at Infinera. Ashley is a graduate of Santa Clara University and loves exploring around the Bay Area, whether it’s for new food or music. This Denver-native has only been skiing twice, but enjoys hiking and is a die-hard Broncos fan. Fun fact: Ashley loves hip hop dancing and has trained with Ronnie Reddick.
Brian Skavdahl
Brian Skavdahl
Account Executive
× Brian (with an i) is a specialist in building successful relationships with customers. Most recently, Brian was an Account Manager for UpNest, an online real-estate marketplace. As a Bay Area native and past life in commercial real estate, he's spent time in places close to home, working with multifamily investors throughout San Mateo County. Brian is a huge baseball fan (go Giants!) and is looking forward to the next company offsite at AT&T park. You can find Brian planning his next (and first) international trip, golfing, and delighting customers.
Jake Jones
Jake Jones
Customer Success Specialist
× Jake Darwin Jones brings over 5 years of operations experience across retail and medical marketplace financing. Most recently, Jake delighted patients and practices at American Healthcare Lending (acquired by Prosper). Jake (or Darwin) is a fan of college football (go Utes!) and the Utah Jazz. He's an even bigger fan of his wife and kids, who you'll find wandering around local museums, zoos, and aquariums on any given weekend, and Disneyland--depending on the lines.
Ruby
Ruby
Greetings Coordinator
× Ruby is a pedigree Miniature Australian Shepherd from Tried and True Aussies in Sonoma County, California. She holds degrees in Puppy Manners and Super Puppy from the San Francisco SPCA. During her off-hours from greeting co-workers, you’ll find her doggy surfing at Fort Funston and creating puppy snow angels in Truckee, California.
Floppy
Floppy
Lap Warmer In Residence
× A native of Oakland, California, Sir Flops-A-Lot was rescued by his supportive family at the fun age of 7 (that's dog years!). A proud graduate of Sirius Pup's Puppy Training, Floppy--as he is known by his puppy pack--prides himself as the protector of the office. Floppy is known for being small yet mighty, watching from the window for any instance of action, or someone to scratch behind his left ear. You can catch Floppy squeaking his favorite rubber bone and asking for help from five-fingered friends for when toys get stuck in hard-to-reach places.
You
You?
Find your Finrise career

Our investors and advisors are from

NFX Guild
NFX Guild
Investor & Advisors
iAngels
iAngels
Investor
Mayfield
Mayfield
Investor
WTI
WTI
Investor

Let’s stop leaving people behind.

0

Amount spent on out-of-pocket healthcare costs last year.

0

Number of U.S. adults who skipped care and failed to fill a prescription because of cost.

Our Values

Services
Customers First
While we're here, we have one purpose: to serve our customers in the best way possible. We thrive on "treat customers the way we'd like to be treated." Doing anything less is not worth our time.
Always Learning
Always Learning
When we do well, we share results and continue forward. When we fail, we champion it and improve immediately. We're believers in rapid experimentation, consumer driven design, and metrics-driven decisions.
Honesty
Honesty
We are proud to practice complete and open honesty with our customers, products, people, and doctors. When we say we will do something, or set expectations with another person, we hold ourselves accountable for delivering on our words.
Unrelenting Passion
Unrelenting Passion
Each day is a new opportunity to ship an exceptional product, build a longstanding company, and return value to shareholders. We cannot set out to execute on disrupting an entire industry with out an office buzz of unrelenting passion.
Will to Win
Will to Win
We want to win every part of our business. We are constantly pushing the envelope, taking intelligent risks, and making bold bets. We reward those who pursue our mission outside of their comfort zone.
Focus on Impact
Focus on Impact
If you aren't focusing on the most important problems, you're doing it wrong. We know that to make the biggest impact as a company and conversely on society, we need to first pick the biggest problems to solve.

Fewer people can afford care

0%
Patients who used up all their savings to pay for healthcare
0%
Patients who did not visit the doctor when they were sick
0%
Patients whose health deductibles are more than 5% of their annual income